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First Week Back At Rhodes Academy We Kicked - Renting Is

Video by @tiktok_jp_83 (TikTok Creator) • Aug 06, 2026 • Verified Download Ready
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Video Title / CaptionRenting Is Throwing Money Away, Right? I Added Up Every Cost Of Owning A 400,000 Dollar Home For 30 Years, And The Total Is Bigger Than The House. Here Is What You Actually Pay On A 400K Home With 20% Down. Mortgage Interest At 6.5%: About 408,000. Property Taxes: Roughly 190,000. Homeowners Insurance: Around 80,000. Maintenance And Repairs (Roof, Hvac, Water Heater, All Of It): About 180,000. Closing Costs Going In: Another 12,000. Bundle In Hoa Dues And The Higher Utilities A Bigger Place Eats Up And You Have Spent Close To 870,000 On Top Of The House, None Of It Building Equity. So A 400K Home Really Costs About 1.3 Million Out Of Pocket. The Catch: It Is Worth About 1.3 Million By Then Too, So Owning Is Not A Loss. But A Renter Who Invested The Down Payment And The Monthly Difference At 8% Lands Right Around The Same Place, Sometimes Ahead. The House Is Not The Better Investment, It Is The Better Behavior, Because A Mortgage Forces You To Save. I Rounded Some Of These On Purpose, So Comment The Costs You Think I Missed. #Rentvsbuy #Realestate #Personalfinance #Investing #Moneytips
TikTok Creator@tiktok_jp_83 (TikTok Creator)
Audio Track Name🎵 first week back at rhodes academy we kicked Sound
Total Plays184,592 views
Total Likes❤️ 20,073 likes
Total Shares🔁 8,356 shares

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Original Video Caption:
Renting Is Throwing Money Away, Right? I Added Up Every Cost Of Owning A 400,000 Dollar Home For 30 Years, And The Total Is Bigger Than The House. Here Is What You Actually Pay On A 400K Home With 20% Down. Mortgage Interest At 6.5%: About 408,000. Property Taxes: Roughly 190,000. Homeowners Insurance: Around 80,000. Maintenance And Repairs (Roof, Hvac, Water Heater, All Of It): About 180,000. Closing Costs Going In: Another 12,000. Bundle In Hoa Dues And The Higher Utilities A Bigger Place Eats Up And You Have Spent Close To 870,000 On Top Of The House, None Of It Building Equity. So A 400K Home Really Costs About 1.3 Million Out Of Pocket. The Catch: It Is Worth About 1.3 Million By Then Too, So Owning Is Not A Loss. But A Renter Who Invested The Down Payment And The Monthly Difference At 8% Lands Right Around The Same Place, Sometimes Ahead. The House Is Not The Better Investment, It Is The Better Behavior, Because A Mortgage Forces You To Save. I Rounded Some Of These On Purpose, So Comment The Costs You Think I Missed. #Rentvsbuy #Realestate #Personalfinance #Investing #Moneytips

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