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I Hit 617K Across My Retirement Accounts At - $617K 36. Assuming

Video by @hey_heesun (heyheesun) • Aug 07, 2026 • Verified Download Ready
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Video Title / CaptionI hit $617K across my retirement accounts at 36. Assuming a 7% real return, that could grow to about $4.39M by 65 without me adding another dollar. So why am I still saving? Because I don't actually want to retire at 65. I've reached what's called Coast FI. This means that the money I've already invested has enough time to grow into a traditional retirement on its own. But I'm still investing aggressively because my goal isn't 65. It's having the option to retire in my 40s. Knowing I've already done a lot of the heavy lifting for my future has changed how I think about money today. I'm not saving because I'm afraid I won't have enough. I'm saving because I want more freedom and options over when I get to stop working. If your traditional retirement was already taken care of, would you still keep investing? #personalfinanceforwomen #earlyretirement #coastfire #millennial #financialindependence
TikTok Creator@hey_heesun (heyheesun)
Audio Track Name🎵 original sound - hey_heesun
Total Plays97,435 views
Total Likes❤️ 5,793 likes
Total Shares🔁 802 shares

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I hit $617K across my retirement accounts at 36. Assuming a 7% real return, that could grow to about $4.39M by 65 without me adding another dollar. So why am I still saving? Because I don't actually want to retire at 65. I've reached what's called Coast FI. This means that the money I've already invested has enough time to grow into a traditional retirement on its own. But I'm still investing aggressively because my goal isn't 65. It's having the option to retire in my 40s. Knowing I've already done a lot of the heavy lifting for my future has changed how I think about money today. I'm not saving because I'm afraid I won't have enough. I'm saving because I want more freedom and options over when I get to stop working. If your traditional retirement was already taken care of, would you still keep investing? #personalfinanceforwomen #earlyretirement #coastfire #millennial #financialindependence

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