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Explore Creator Insights & Detailed Media Analysis for Pdf Download Free And Study Games About Insurance Exam Quest Actual Qs And Ans Expert Verified Explanation This Exam Contains: Guarantee Passing Score 21 Questions And Answers Format Set Of Multiple Choice Expert Verified Explanation Question 1: No Long Term Care Policy May Exclude Pre Existing Conditions For A Period Of More Than Answer: Months Question 2: A Pennsylvania Temporary Producer License May Be Issued For A Period Not To Exceed Answer: 180 Days Question 3: According To The Affordable Care Act, Any Plan In Existence Prior To Which Date Is Considered A Grandfathered Plan? Answer: March 23, 2010 Question 4: In Pennsylvania, Accident And Health Plans Are Required To Provide Mammograms For Women Starting At Age Answer: 40 Question 5: A Producer's License Cannot Be Revoked Without Answer: A Hearing Given To The Producer Question 6: Which Of The Following Is Required To Maintain A Producer's License In Pennsylvania Answer: Field Underwriter Who Solicits Insurance And Earns A Commission Question 7: In Pennsylvania, The Time Limit On Certain Defenses Provision Provides That No Misstatements (Except Fraud) Made By The Applicant On A Health Insurance Application Can Be Used To Void The Policy Or Deny Coverage After The Explanation Of Answer: Years Question 8: According To The Affordable Care Act, What Is The Maximum Amount An Individual Can Contribute To A Flexible Savings Account Answer: 2500 Question 9: The Free Look Period In A Life Insurance Policy Is Usually Answer: 10 Days Question 10: In Pennsylvania An Insurance Producer License Can Be Denied For Failure To Pay Answer: Property Tax Question 11: Which Of The Following Protects A Policyowner From A Misrepresentation Caused By An Innocent Mistake Answer: Incontestable Clause Question 12: When Soliciting Insurance A Producer Cannot Answer: Emphasize Guaranty Association Benefits Question 13: In Pennsylvania, The Definition Of Total Disability Changes From One's "Own Occupation" To "Any Occupation" By Reason Of One's Education, Training And Experience After What Period Of Time Answer: 24 Months Question 14: Life Insurance May Make An Immediate Benefit Payment Before The Insured Dies In Which Transaction Answer: Viatical Settlement Question 15: What Is The Purpose Of The Pennsylvania Life And Health Insurance Guaranty Answer: Provide Policyowner Protection If An Insurer Becomes Insolvent Question 16: In Pennsylvania, An Insurer May Backdate Policy Issue Not More Than How Many Months From The Date Of A Life Insurance Application Answer: Months Question 17: Holding Premium Funds For Timely Submission To The Insurer Is Example Of Answer: Acting In A Fiduciary Capacity Question 18: Within How Many Days Must A Producer Report To The Commissioner Any Charges Made Against Him/Her Answer: 30 Days Question 19: The Medicare Supplement Open Enrollment Period Is The Answer: Month Period That Begins With The Month In Which Enrollment In Part B Medicare Occurred, Typically At Age 65 Question 20: In Pennsylvania, An Employee Must Request Spousal Coverage Under A Group Sponsored Accident And Health Plan Within ____ Days Of Marriage Answer: 60 Days Question 21: In Pennsylvania, No Legal Action May Be Taken Against An Insurer For Failure To Honor A Valid Claim After The Expiration Of How Many Years From The Time Proof Of Loss Is Furnished Answer: Years Https://Www.learnexams.com/Study Content/Free And Study Games About Insurance Exam 49093 →
